0 car finance is one of the most successful finance options. It is consistently attracting customers to buying their ideal motor, brand new, where other deals pumped with interest have failed. But what are the real pros and cons of purchasing your motor on 0 car finance? What is great enough to cause a rise of over 42 per cent in the number of customers who are choosing to go with car dealer finance?

0 per cent car finance is one of the most cost effective ways of spreading your payments over a longer period of time. If you like to spend your money on the little niceties in life such as meals out and shopping sprees, 0 per cent finance is usually a set repayment around which you can restructure your financial life.

It might sound too good to be true, and there are a few pit falls. Of course, 0 car finance isn’t available to every Tom, Dick and Harry. There is a list of criteria that has to be met, and having a good credit history will really help you out.

There are several different types of car insurance policy, and it is important that you purchase the correct one. If not then there is a danger that you will not be covered as you might wish, or alternatively it could be costing you too much money. Here is an overviews of the main type of insurance policies that are available.
Third party insurance

Third party insurance is the minimum level of car insurance and it is the type of insurance that the law stipulates you must have if you own a car. Even if you don’t intend to drive it but is does not have a SORN, you still need third party insurance. It covers any damage you might do to property that is not owned by you covers potential compensation payments to anyone who might be injured in an accident involving your vehicle, including your passengers.