When you join the over 50′s crowd, your car insurance premiums are likely to go down. Insurance companies calculate policy prices by determining the risk of each driver. When you get older, you are considered to be less of a risk, giving you more affordable options to choose from.

However, if you do a few things, it may be possible for you to see even better reductions. If you are really keen on squeezing every last penny out of your next policy, there are a few things you can do.