There are millions of car accidents per year in the United States -hopefully you won’t ever be involved in one. If you are, however, knowing what to do post-accident can save you a lot of time and trouble –especially when dealing with local law enforcement. Police officers are very busy professionals and the accurate collection of accident data and evidence can be difficult, especially if the accident scene is chaotic. Here are some ways that you can help and protect your own interests too:
Posts Tagged ‘accident’
When it comes to protecting your car, you want the best car insurance that money can buy; or do you? While having car insurance is generally legally required in most regions, motor insurance companies can make additional profits by offering more extensive insurance packages to their drivers. These insurance packages may include various benefits apart from car accident repairs, such as roadside assistance or routine car maintenance. This is obviously a direct contrast to very basic packages, such as with liability coverage, which will only cover the cost of a third party’s repairs should the insured driver get into a car accident.
Comprehensive car insurance is quite the opposite. This type of insurance can cover other motor related matters, such as repairs in the case of an “act of God.” If you have housing insurance, you may already know what an “act of God” is, but essentially it is a natural disaster that cannot otherwise be predicted.
There are several different types of car insurance policy, and it is important that you purchase the correct one. If not then there is a danger that you will not be covered as you might wish, or alternatively it could be costing you too much money. Here is an overviews of the main type of insurance policies that are available.
Third party insurance
Third party insurance is the minimum level of car insurance and it is the type of insurance that the law stipulates you must have if you own a car. Even if you don’t intend to drive it but is does not have a SORN, you still need third party insurance. It covers any damage you might do to property that is not owned by you covers potential compensation payments to anyone who might be injured in an accident involving your vehicle, including your passengers.
The mobile phone has made our lives so much easier with its ability to keep us in touch with various facets of our lives. Communications have improved with its widespread use. However, when combined with driving, the mobile phone doesn’t receive such positive accolades. Actually, since the short message service (SMS), also known as texting, was introduced, mobile phones have made driving even more hazardous.
Since the beginning of the ability to send short text messages, many people have also realized the dangers of doing this while driving. However, given the convenience as well as the short nature of these messages, people still continue to do this dangerous driving habit. As a result, there is a growing incidence of car accidents that occur due to texting while driving.
Despite the fact we write about muscle cars, we are all-kind-of vehicles dedicated enthusiasts. That’s why we would like to share with you this funny video – no injuries, of course! But we might say it is quite stunning pileup crash.
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